When Something Goes Wrong

Speaking Up & Raising Concerns

Foundational

If you see something that seems wrong — unsafe, dishonest, unfair, illegal, or against our values — say something. Speaking up is not disloyalty; it's how problems get fixed before they become harm. You can raise concerns in good faith without fear of retaliation, and you don't need to be certain or have all the answers to do it.

This goes beyond reporting a security incident (see Report It). It's about wrongdoing and ethics: a colleague cutting a compliance corner, pressure to do something improper, a risk being ignored, dishonest behaviour, or anything that doesn't sit right. In a regulated business, staying silent about these can let real harm — to customers or the company — grow unchecked.

The promise is simple: raising a genuine concern in good faith is welcomed and protected. We would far rather hear about a hundred concerns that turn out fine than miss the one that mattered because someone was afraid to speak.

Speak up

The promise — and the one real rule

Ask yourself

Why it matters: Most serious failures — harm to customers, compliance breaches, misconduct — were noticed by someone before they became serious, but only fixed if that person spoke up. A culture where people raise concerns safely, and are protected when they do, is what catches problems early; one where people stay quiet to avoid awkwardness lets small wrongs become big ones.